The amount of lamina which you can store is equal to your level * 1000. And as of Game version 4.0, a level 250 player can store 500,000 Lamina in bank by using 2x Bank Storage gamepass, for 500 robux.
Logically, he does not store Aurem, since it is not lost upon death.
Nicholas is mainly seen in First Sea, but in Second and Third, he only appears once.
- Near Roran on Doom Island.
- Up against a sandstone building in Savaria.
- Near the Capture Flag in Eve Island.
- In front of a 2-Story House in Cumulus Island, near Ship Salesman.
- Next to a Merchant Stall in Borealis.
- Near a fountain in the Shopping District of Alalea
- It is possible to get Nicholas's top hat by fishing, Chest farming or from daily spins.
- Nicholas's bank locations is scarce in Second and Third sea, making him more difficult to come by for lamina deposits.